Most UK accountants prefer Ltd-company clients (more recurring fees). The firms on this bench are happy with the self-employed — they know the £1K trading allowance, the simplified expenses rules, and won't upsell you a Ltd switch before you're ready.
A specialist accountant solves the immediate problem. The rest — software, insurance, ops — usually needs to land at the same time. We match the lot in one go.
Annual Self-Assessment, allowable expenses, simplified expenses scheme, partial-year tax, ongoing bookkeeping support. From £22/month.
Common stack: Typical fees £22-£120/mo.
From April 2026, sole traders earning over £50k must use MTD-compatible software for income reporting. We match you with a firm that includes this in the monthly fee.
Common stack: Xero · QuickBooks · FreeAgent · 123 Sheets.
Free sole-trader business accounts from Tide, Mettle (NatWest), Monzo Business and Starling. Makes bookkeeping massively easier than mixing personal and business.
Common stack: Tide · Mettle · Starling · Monzo Business.
Public liability for client-site work, professional indemnity for advice-based services, and impartial advice on when to switch to Ltd.
Common stack: Hiscox · Simply Business · Tapoly.
No fees, no obligation. The specialists on our bench publish their prices — you'll see them before you commit.
If your question isn't here, email info@selfemployedaccountant.co.uk.
UK accountants for the self-employed start from around £22/month for the most basic packages (annual Self-Assessment + light bookkeeping). For sole traders earning £30-100k, expect £30-£60/month. Add MTD-compatible software (~£10/mo) if not included. Some firms offer annual Self-Assessment-only services from £150-£300 per year if you're confident handling your own bookkeeping.
Legally no — you can file your own Self Assessment. In practice, most self-employed people earning over £20K find that an accountant pays for themselves through correctly claimed expenses, avoided penalties, and time saved. Below £20K turnover, doing it yourself is usually fine.
MTD for Income Tax Self Assessment (MTD ITSA) requires sole traders and landlords with qualifying income to keep digital records and submit quarterly updates to HMRC. From April 2026 it applies to those with qualifying income over £50,000; from April 2027 over £30,000.
Usually within 1 working day. Submit your details and we'll come back with a shortlist of 1-3 firms suited to your situation, sector and budget.
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